Health insurance is a risk management strategy that is important in terms of the coverage it provides for the insured for any surgery, hospitalization or medical expenses incurred but it is important to weigh the advantages and disadvantages of taking health insurance before choosing a policy.

There are different types of refinancing loans available, and you can opt for the one that best suits your needs. Adjustable rate mortgages: This type of mortgage carries a fixed interest rate for 5 or 7 years, then changes each year depending on the market index.

Since the year 1966, the United States Federal Government has had a single-payer national social insurance – Medicare. This provides medical health insurance for over 50 million people in the country.

While many of us strive to put aside some small portion of our earnings into a savings account or investment of some kind, a portion of financial planning that we tend to neglect is an insurance policy.

Retirement calculators are very useful if used properly. But if you are unsure as to how to use it, calculations can get a little confusing. There are certain rules and guidelines associated with retirement calculators that will help you to use it properly.

We all have heard of life insurance policy but we might have quite a few of questions understanding the same. Here are some of the common FAQs answered about life insurance policy.

Whether you are looking to start a new business or already have invested in one, getting a business insurance is one of the prerequisites. There are different types of business insurance and each one would cover specific terms and conditions.

Pension annuities require a series of fixed payments from you over a period of years so that you have a reliable income during retirement. The payment frequencies are monthly, quarterly, semi-annual and annual.